Affiliate Disclosure

Last updated: May 21, 2026

Money Abroad Guide is an independent educational resource for newcomers and expats in the USA and Canada. To keep all our content free and accessible, we participate in affiliate partnerships with selected financial service providers.

This page explains exactly how that works — with full transparency.

How Affiliate Links Work on Money Abroad Guide

Some links on this Site are affiliate links. When you click on one and complete a qualifying action — such as opening a bank account, sending a money transfer, or signing up for a service — the partner may pay us a small commission.

At no extra cost to you. You pay the same price as if you had visited the partner directly. We never receive money from you, and we never receive money from a provider in exchange for a positive review.

Partners We May Earn From

We have, or may have, affiliate relationships with the following types of providers:

• Money transfer services: Wise, Remitly, Xe, OFX, Western Union, Instarem
• Banks and neobanks (USA and Canada): Chase, Wells Fargo, Bank of America, RBC, TD, Scotiabank, Wealthsimple, KOHO, EQ Bank, SoFi, Chime, Revolut
• Credit-building products: Self, Petal, Capital One Platinum Secured, Deserve EDU, Tomo
• Tax software for newcomers: Sprintax, Wealthsimple Tax, TurboTax, H&R Block
• High-yield savings platforms: Marcus by Goldman Sachs, Ally, Discover, Wealthsimple Cash, EQ Bank
• Credit cards for newcomers (USA & Canada)

This list may evolve over time as we add or remove partners.

Our Independence Promise

Affiliate compensation never influences our editorial rankings, comparisons, or opinions.

Specifically:

1. No paid placements. A provider cannot pay to be ranked higher.
2. No content bias. Reviews and comparisons are based on transparent criteria (fees, FX rates, accessibility for newcomers, customer support, regulatory compliance).
3. We recommend products we genuinely believe are useful — including, in many cases, products that do not pay us any commission (e.g., free government programs, official ITIN application instructions, public bank options).
4. We update rankings when the facts change, even if it means demoting a partner.
5. We disclose every affiliate link with on-page notices or contextual disclaimers.

If a partner ever asks us to change our editorial conclusions in exchange for compensation, we end the partnership.

How We Choose Partners

Before adding a financial product to our recommendation list, we evaluate:

• Regulatory standing (e.g., FDIC, NCUA, CDIC, FCA, FinCEN registration)
• Real-world fees and exchange rates measured independently
• Accessibility for newcomers (no SSN / SIN / credit history required)
• Customer service quality and reputation
• Transparency of pricing
• Personal testing by our founder Talal whenever possible

Legal Compliance

This disclosure is provided in compliance with the U.S. Federal Trade Commission’s 16 CFR Part 255 (Guides Concerning the Use of Endorsements and Testimonials in Advertising), the U.S. CAN-SPAM Act, the UK CAP Code, the Canadian Competition Act, the EU Unfair Commercial Practices Directive, and the Australian ACMA guidelines.

What This Means for You

• You can trust that our content reflects our honest assessment.
• You can support our work — at zero extra cost — by using the links on our Site when a recommended product fits your needs.
• You should always make financial decisions based on your personal situation, and consult a licensed professional for individual advice.

Questions?

If anything about our affiliate practices is unclear, we want to hear from you. Reach out at contact@moneyabroadguide.com.

See also: Editorial Policy · Disclaimer · Contact