Last updated: May 26, 2026
Money Abroad Guide exists to help immigrants, expats, and international students make better financial decisions in the United States and Canada. Our readers often rely on our work to choose a bank, send money home, or build credit from zero. We treat that responsibility seriously, and this Editorial Policy describes the standards we apply to every article we publish.
1. Our Mission
Our mission is to make personal finance for newcomers understandable, accurate, and free. We write the guide we wish we had when we first arrived: a clear explanation of how banking, credit, taxes, and money transfers really work in North America — without the jargon and without the marketing spin.
2. Editorial Independence
Our editorial decisions are made independently of our commercial relationships:
- No paid rankings. No company can buy a position in our “best of” lists or comparison tables.
- No commission-driven recommendations. When two products are similar, the one with the lower fee, better rate, or better newcomer support is recommended — even if it pays us less, or nothing at all.
- Non-affiliate products are included. Where the best option is a service we don’t earn money from, we mention it anyway.
- Editorial and business teams are separated. Partnership conversations never determine what we write or how we rank a product.
How commissions are earned is explained in detail in our Affiliate Disclosure.
3. Who Writes for Money Abroad Guide
Our content is created by a small editorial team led by founder Talal Eddaouahiri, who has a background in retail banking, customer relations, and financial services, and who has personally navigated the financial systems of the USA, Canada, Spain, and Morocco. He is supported by freelance contributors, researchers, and editors — many of whom are immigrants themselves or have direct experience with cross-border finance.
Every article is attributed to a named author or to the Money Abroad Guide editorial team. Where relevant, we also display the bio of the person who wrote or last reviewed the piece.
4. How We Research and Test Products
Our research workflow combines three sources of information:
- Primary sources: official websites, fee schedules, terms and conditions, regulatory filings (FDIC, NCUA, OSFI, CDIC, SEC, FinCEN), and government resources (IRS, CRA, USCIS).
- Hands-on testing: for the products we cover most often (money transfer services and newcomer banking apps), we open accounts, send real transfers, and document fees, exchange rates, and delivery times.
- Reader feedback: we read and respond to reader emails, and we update guides when readers flag changes we missed.
For a detailed step-by-step view of our process, see our How We Test page.
5. Accuracy and Fact-Checking
Numbers — fees, rates, eligibility rules — are the foundation of trustworthy financial content. Every fact in our guides is verified against an authoritative primary source before publication, and re-verified during scheduled reviews.
Our full verification process is documented on our Fact-Checking Process page.
6. Updates and Corrections
Financial products change. Rates move, fees are adjusted, and new options appear. To keep our content useful, we follow these rules:
- Last Updated date: the most recent review date is shown at the top of every article.
- Scheduled reviews: high-traffic and money-transfer guides are reviewed at least every 90 days.
- Triggered reviews: when a major provider changes fees, regulations change, or a reader flags an inaccuracy, we update the relevant pages within a few business days.
- Visible corrections: when we correct a factual error, the article is updated and, where the change is material, we note the correction at the bottom of the page.
If you spot an error, please email contact@moneyabroadguide.com and we will review it promptly.
7. Sources and Attribution
We prioritize official, primary sources over secondary reporting:
- U.S. government: IRS, FDIC, CFPB, FinCEN, USCIS, Federal Reserve
- Canadian government: CRA, OSFI, FCAC, CDIC, IRCC
- Regulators of money services: FinCEN MSB registry, state money-transmitter licenses
- Official provider documentation: fee schedules, account agreements, and rate pages
- Recognized financial publications when used for context, with clear attribution
Where appropriate, we cite our sources inline so readers can verify the information themselves.
8. Use of AI Tools
We may use AI tools for limited tasks such as research summaries, draft outlines, grammar polishing, and translation suggestions. AI is never used to generate financial recommendations, fact statements, or final published content without a human editor reviewing, verifying, and rewriting it. A human editor is responsible for every article on the Site.
9. Diversity and Reader Respect
We write for readers from many different countries, languages, and backgrounds. Our content avoids cultural stereotypes, respects immigration status as a private matter, and never makes assumptions about a reader’s legal, tax, or financial situation. When status or residency matters for a product’s eligibility, we explain it plainly and link to the official source.
10. Reader Comments and Community
Comments and reader emails are welcome. We moderate comments to remove spam, personal attacks, and content that violates our Terms and Conditions. We do not edit comments to change their meaning, and we do not respond to legal questions that require personalized professional advice.
11. Limits of Our Content
Money Abroad Guide is an educational publication. We are not licensed financial advisors, tax preparers, attorneys, or registered investment advisers. Nothing on the Site should be interpreted as personalized advice. Always verify information directly with the provider and consult a qualified professional before making decisions that affect your money, taxes, or immigration status.
12. Contact
For editorial questions, corrections, partnerships, or feedback:
Money Abroad Guide
425 Crooks Avenue
Paterson, NJ 07503
United States
📧 contact@moneyabroadguide.com